Changes in Pension Credit for mixed age couples

Date: 6 March 2019

From 15 May 2019, most mixed age couples will not be able to make a new claim for Pension Credit or Pension Age Housing Benefit and will have to claim Universal Credit instead. A mixed age couple is where one person is of state pension age and the other is below.

Changes in Pension Credit for mixed age couples

If I’m in a mixed aged couple and already receive Pension Credit and Pension Age Housing Benefit, what will happen?

If you already claim pension credit and pension age housing benefit and you are in a mixed age couple, you will continue to receive this benefit after 15 May 2019, so long as your circumstances remain the same.

 

 

What will happen if I don’t claim in time?

Most mixed age couples applying after 15 May 2019 will have to claim Universal Credit, as pension credit and pension age housing benefit will only apply to couples where both have reached pensionable age. Universal Credit operates on monthly payments. To eligible mixed age couples, this will now be worth around £499 per month.

 

 

What should I do next?

If you are in a mixed age couple and already claim pension age benefits, you do not need to do anything.

 

If you are in a mixed age couple, and you don’t already receive pension credit and pension age housing benefit, we recommend you check if you are eligible and apply before 15 May 2019 to avoid missing out on up to £130 per week.

 

 

To apply for Pension Credit, contact the pension credit helpline on 0800 991234.

To apply for Pension Age Housing Benefit, contact your local Revenue & Benefit Centre.

 

 

How can Saxon Weald help?

Our Money Matters team are on hand to give advice regarding the benefits you’re entitled to. If you’d like to contact one of our Money Matters Advisers, please email moneymatters@saxonweald.com.

 

For more information on the changes for mixed aged couples visit the Pension Credit page on the Government website or click here to view this handy factsheet.

 

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